CFPB Integrated Closing Disclosures (from Annual Real Estate Practice 2015) (Online Seminar)

MCLE Credits: 1.5
Ethics Credits Included: 0.0

MCLE Credit: 1.5 (Ethics: 0.0)
Live-Interactive Credit: 0.0
Price: $110 (Includes a downloadable audio version.)
Viewable Through: 5/31/2018


A pre-recorded streaming VIDEO replay of one session from the May 2015 live seminar, 33rd Annual Real Estate Practice.

The Consumer Financial Protection Bureau’s combined disclosure regulations for most RESPA-related residential real estate transactions become effective August 1, 2015. Consumers will have new Loan Estimate and Closing Disclosure forms to more easily understand the cost and terms of a residential mortgage loan. The Closing Disclosure replaces the HUD-1 and must be delivered at least 3 days prior to closing. Listen to a discussion of what is changing and how will it work.


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Kevin T. Pogoda
, Old Republic National Title Insurance Company / Manassas

Born in Santa Monica, California, Kevin Pogoda grew up in Southern California. A graduate from the University of California at Berkeley with degrees in Rhetoric (honors) and Legal Studies (high honors), Mr. Pogoda completed his law school education at the Santa Clara University School of Law in 1994.

After law school, Mr. Pogoda worked in several firms located in New Jersey, Virginia and the District of Columbia.  While in private practice, Mr. Pogoda’s experience included SEC compliance, Indian gaming law, commercial litigation, labor and employment law, and not-for-profit litigation.  Mr. Pogoda has passed the bar exams for California, New Jersey, Virginia and Maryland.

In 1998, Mr. Pogoda began his career as a title attorney and settlement officer in Annandale, Virginia.  While in those positions, Mr. Pogoda performed approximately 3,000 settlements and focused on 1031 Exchanges and resolving title issues.  Mr. Pogoda joined Old Republic National Title Insurance Company in May 2006 and now serves as Vice President and Virginia State Manager, Northern Division.

In his capacity as Virginia State Manager, Mr. Pogoda regularly speaks as an instructor before various groups, including attorneys, realtors and title/settlement agents. Mr. Pogoda now serves as President Elect on the Board of Directors for the Virginia Land Title Association.

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