Insurance Law in Virginia

Insurance Law in Virginia
Publication Date: 2020
Electronic Forms: 9
Available Formats: Print (819 pages, softcover, 1 volume)
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Product #: 875

Information

Content Highlights:
  • Insurance Contracts
  • Agents and Brokers
  • The Tripartite Relationship
  • Duty of Good Faith
  • Misrepresentations
  • Forfeiture, Waiver, and Estoppel
  • Practice and Procedure
  • Motor Vehicles (5 chapters!)
  • Fire Insurance
  • Professional Liability Insurance
  • Homeowners Insurance
  • Commercial General Liability Insurance
  • Commercial Property Insurance
  • Directors' and Officers' Insurance

Insurance Law in Virginia covers the insurance law topics most frequently encountered by Virginia practitioners. This comprehensive guide is written by authors who represent insurers and those who represent insureds, providing expert commentary on the legal issues that surround insurance policies and litigation of the underlying claims. Their experience in the field gives you valuable insight into the investigative process when there has been a loss, including practical strategies to help your client ensure that coverage is available when a claim is contested with strategies for resolving disputes successfully.

The tripartite relationship when counsel is retained by an insurance company to represent an insured is also addressed, with attention to the increasing demands on and management of counsel’s activities that can create challenges in this representation.

For those with active motor vehicle accident practices, this area of insurance is also covered extensively in the book, including:

  • Bodily Injury and Property Damage Liability
  • Uninsured and Underinsured Motorists
  • Medical Expenses
  • Physical Damage
  • Rental Vehicles and Self-Insureds

The 2020 edition includes 9 ready-to-use electronic forms and is published in our 7" x 10" softcover format.

Get this book FREE with a 12-Credit Online Bundle!


You may also be interested in:


Virginia Civil Practice Forms
Federal Civil Practice in Virginia law book
Federal Civil Practice in Virginia

A Guide to the Rules of Evidence in Virginia

Objections: Interrogatories, Depositions, and Trial

Civil Discovery in Virginia

Appellate Practice - Virginia and Federal Courts

Attorney Fees and Sanctions - Virginia and Federal Courts

The Attorney-Client Privilege and the Work Product Doctrine: A Practitioner's Guide
A Virginia-Specific Summary Guide: The Attorney-Client Privilege and the Work Product Doctrine
A Virginia-Specific Summary Guide: The Attorney-Client Privilege and the Work Product Doctrine

The Virginia Arbitration Roadmap

Workers' Compensation Practice in Virginia

 

Table of Contents

CHAPTER LIST

1. Insurance Contracts

2. Agents and Brokers

3. The Tripartite Relationship

4. Duty of Good Faith

5. Misrepresentations

6. Forfeiture, Waiver, and Estoppel

7. Practice and Proceedure

8. Motor Vehicles: Bodily Injury and Property Damage Liability Insurance

9. Motor Vehicles: Uninsured and Underinsured Motorist Insurance

10. Motor Vehicles: Medical Expense Insurance

11. Motor Vehicles: Physical damage Insurance

12. Motor Vehicles: Rental Vehicle Insurance and Self-Insureds

13. Fire Insurance

14. Professional Liabiity Insurance

15. Homeowners Insurance

16. Commercial General Liability Insurance

17. Commercial Property Insurance

18. Directors' and Officers' Insurance



CHAPTER 1: INSURANCE CONTRACTS

1.1 IN GENERAL

1.2 FORM AND REQUISITES
    1.201 Offer and Acceptance
    1.202 Essential Terms
    1.203 Insurable Interest
    1.204 Title 38.2 of the Virginia Code

1.3 CONSTRUCTION
    1.301 In General
    1.302 Ambiguity
    1.303 Exclusions and Incontestability Clauses
    1.304 Punitive Damages

1.4 TERMINATION BY CANCELLATION, SURRENDER, OR
RESCISSION
    1.401 In General
    1.402 Definitions
    1.403 Requirements for Effective Cancellation by the Insurer
    1.404 Notice to a Loss Payee
    1.405 Cancellation by the Insured; “Free Look” Provisions
    1.406 Cancellation by Mutual Consent
    1.407 Review by the Commissioner

1.5 REFORMATION AND RENEWAL
    1.501 Reformation
    1.502 Renewal


CHAPTER 2: AGENTS AND BROKERS

2.1 INTRODUCTION

2.2 DEFINITIONS
    2.201 In General
    2.202 Traditional Distinction Between “Agent” and “Broker”
    2.203 Statutory Definitions
    2.204 “Broker” Versus “Consultant”

2.3 STATUTORY DUTIES AND OBLIGATIONS
    2.301 In General
    2.302 Licensing Requirements
    2.303 Policy Language
    2.304 Financial Duties and Obligations
    2.305 General Trade Practices
    2.306 Penalties
    2.307 Insurance Data Security

2.4 COMMON LAW DUTIES
    2.401 In General
    2.402 Duty of Good Faith
    2.403 Other Duties

2.5 LIABILITY AND DEFENSES
    2.501 Overview
    2.502 Parties
    2.503 Jurisdiction
    2.504 Tort Liability to an Insured
    2.505 Contract Liability to an Insured
    2.506 Defens
    2.507 Damages
    2.508 Examples and Particular Problem Areas
    2.509 Liability of Agents to Insurers
    2.510 Liability of Brokers to Insurers
    2.511 Attorney Fees

2.6 SURPLUS LINES INSURANCE BROKERS
    2.601 Definitions
    2.602 Statutory Requirements


CHAPTER 3: THE TRIPARTITE RELATIONSHIP

3.1 OVERVIEW

3.2 THE INSURED-INSURER RELATIONSHIP

3.3 THE COUNSEL-INSURER RELATIONSHIP

3.4 THE COUNSEL-INSURED RELATIONSHIP

3.5 CONFLICTS
    3.501 In General
    3.502 Coverage
    3.503 Negotiation and Settlement

3.6 CONFIDENTIALITY
    3.601 In General
    3.602 Third-Party Audits and Reviews—Legal Ethics
    Opinion No. 1723

3.7 INDEPENDENCE

3.8 STAFF COUNSEL

3.9 CONCLUSION


CHAPTER 4: DUTY OF GOOD FAITH

4.1 INTRODUCTION

4.2 FIRST-PARTY ACTIONS
    4.201 Relationship Between the Insurance Company
    and the Insured
    4.202 Good Faith Standard
    4.203 Legal Basis of Liability for Bad Faith
    4.204 Defenses
    4.205 Bifurcation and Discovery
    4.206 Question for Judge or Jury?
    4.207 Damages

4.3 THIRD-PARTY ACTIONS
    4.301 Relationship Between the Insurance Company
    and the Insured
    4.302 Good Faith Standard
    4.303 Legal Basis of Liability for Bad Faith
    4.304 Defenses
    4.305 Bifurcation and Discovery
    4.306 Question for Judge or Jury?
    4.307 Damages

4.4 ACTIONS BY THIRD-PARTY BENEFICIARIES

4.5 UNINSURED AND UNDERINSURED MOTORIST ACTIONS

4.6 ACTIONS BY A SECONDARY INSURER AGAINST
A PRIMARY INSURER

4.7 CONCLUSION


CHAPTER 5: MISREPRESENTATIONS

5.1 OVERVIEW

5.2 MISREPRESENTATIONS IN THE APPLICATION PROCESS
    5.201 Rationale Behind the Rule in the Application Process
    5.202 Section 38.2-309 of the Virginia Code

5.3 MISREPRESENTATIONS IN THE CLAIM PROCESS
    5.301 Rationale Behind the Rule in the Claim Process
    5.302 False Swearing Provisions


CHAPTER 6: FORFEITURE, WAIVER, AND ESTOPPEL

6.1 FORFEITURE
    6.101 Overview
    6.102 Bases for Forfeiture

6.2 SUBSTANTIAL COMPLIANCE

6.3 WAIVER AND ESTOPPEL
    6.301 General Principles
    6.302 Payment of Premiums
    6.303 Knowledge of the Agent or Insurer
    6.304 Misrepresentation and Mistake
    6.305 Delay
    6.306 Examples of Specific Policy Provisions
    6.307 Waiver of Defenses by Failure to Comply with Statute

6.4 STATUTORY REQUIREMENTS
    6.401 In General
    6.402 Liability Insurance
    6.403 Fire Insurance
    6.404 Accident and Sickness Insurance Policies
    6.405 Life Insurance


CHAPTER 7: PRACTICE AND PROCEDURE

7.1 OVERVIEW

7.2 DECLARATORY JUDGMENTS
    7.201 In General
    7.202 Purpose
    7.203 Initiation
    7.204 Virginia State Court
    7.205 Federal Court

7.3 RESERVATION OF RIGHTS
    7.301 In General
    7.302 Purpose
    7.303 Statutory Language
    7.304 Scope
    7.305 Estoppel and Waiver

7.4 REIMBURSEMENT AND SUBROGATION (OTHER
THAN FIRE INSURANCE)
    7.401 Comparison
    7.402 Subrogation
    7.403 Statutory Provisions Affecting Subrogation
    7.404 Proceedings
    7.405 Reimbursement
    7.406 Workers’ Compensation
    7.407 Miscellaneous Case Law

7.5 MISCELLANEOUS
    7.501 Disclosure of Policy Limits
    7.502 Electronic Notification and Delivery
    7.503 Website Access to Forms and Endorsements

APPENDIX 7-1: COMPLAINT


CHAPTER 8: MOTOR VEHICLES: BODILY INJURY AND
PROPERTY DAMAGE LIABILITY INSURANCE

8.1 THE AUTOMOBILE LIABILITY INSURANCE POLICY
    8.101 Introduction
    8.102 How to Read the Policy

8.2 STATUTORY REQUIREMENTS
    8.201 In General
    8.202 Insurance Is Not Mandatory
    8.203 Minimum Limits Not Required
    8.204 Section 38.2-2204—The Omnibus Statute
    8.205 Other Requirements of Chapter 22 of Title 38
    8.206 Certified Policies

8.3 VEHICLES AND PERSONS INSURED
    8.301 In General
    8.302 Motor Vehicles
    8.303 Persons

8.4 RISKS COVERED
    8.401 Ownership, Maintenance, and Use
    8.402 Policy Exclusions in General
    8.403 Statutory Exclusions
    8.404 Bureau of Insurance Exclusions

8.5 THE INSURER’S OBLIGATIONS
    8.501 In General
    8.502 Basic Policy Coverage
    8.503 Limits of Liability
    8.504 Duty to Defend
    8.505 Punitive Damages
    8.506 Supplementary Payments
    8.507 Multiple Coverages and Policy Limits
    8.508 Out-of-State Endorsements

8.6 THE INSURED’S OBLIGATIONS
    8.601 In General
    8.602 Notice
    8.603 Cooperation
    8.604 Breach of Notice and Cooperation Conditions

8.7 CANCELLATION AND RENEWAL
    8.701 Introduction
    8.702 Applicable Statutes
    8.703 Cancellation and Refusal to Renew
    8.704 Review by the Commissioner of Insurance

APPENDIX 8-1: ANALYSIS OF AUTHORITY—CASES FROM
OTHER STATES—SUMMARY OF JURISDICTIONS


CHAPTER 9: MOTOR VEHICLES: UNINSURED AND
UNDERINSURED MOTORIST INSURANCE

9.1 INTRODUCTION

9.2 STATUTORY ANALYSIS
    9.201 When Uninsured Motorist Coverage Must Be Provided
    9.202 “Insured” Defined
    9.203 “Uninsured Motor Vehicle” Defined
    9.204 Geographical Scope of Uninsured Motorist Coverage
    9.205 What Coverage Is Provided
    9.206 What Triggers Coverage

9.3 FILING AN UNINSURED MOTORIST LAWSUIT
    9.301 Prompt Report of a John Doe Accident
    9.302 Service of Process
    9.303 Venue
    9.304 Statute of Limitations
    9.305 Choice of Law
    9.306 Federal Cases

9.4 RIGHTS AND OBLIGATIONS OF UNINSURED MOTORIST
CARRIERS
    9.401 Duty to Pay
    9.402 Right to File Pleadings and Make Defenses in General
    9.403 Right to File Pleadings and Make Defenses in John
    Doe Actions
    9.404 No Duty to Furnish Information to the Insured
    9.405 Duty to Defend and Settle Claims
    9.406 Effect of the Failure of the Uninsured Motorist to Testify
    9.407 Disclosure of Insurance Coverage Prohibited
    9.408 Consent to Settlement Clauses
    9.409 Arbitration
    9.410 Medical Examinations

9.5 STACKING OF UNINSURED MOTORIST CLAIMS
    9.501 Inter-Policy Stacking
    9.502 Intra-Policy Stacking

9.6 PRIORITY OF UNINSURED MOTORIST COVERAGES
    9.601 Multiple Uninsured Motorist Coverages<
    9.602 Virginia Property and Casualty Insurance Guaranty
    Association

9.7 SETTLEMENTS AND JUDGMENTS IN UNINSURED
CLAIMS
    9.701 Judgment
    9.702 Contribution
    9.703 Subrogation
    9.704 Joint Tortfeasors
    9.705 Items Recoverable

9.8 RELATIONSHIP OF UNINSURED MOTORIST COVERAGE
TO WORKERS’ COMPENSATION

9.9 UNDERINSURED MOTORIST COVERAGE
    9.901 Historical Development
    9.902 “Underinsured Motor Vehicle” Defined
    9.903 Calculation of Underinsured Motorist Limits
    9.904 When and to Whom Coverage Is Applicable

9.10 FILING AN UNDERINSURED MOTORIST LAWSUIT

9.11 RIGHTS AND OBLIGATIONS OF UNDERINSURED
MOTORIST CARRIERS

9.12 STACKING OF UNDERINSURED CLAIMS
    9.1201 Inter-Policy Stacking
    9.1202 Intra-Policy Stacking

9.13 PRIORITY OF UNDERINSURED MOTORIST COVERAGES

9.14 SUBROGATION AND RELEASE OF UNDERINSURED
CLAIMS

9.15 RELATIONSHIP OF UNDERINSURED MOTORIST
COVERAGE TO WORKERS’ COMPENSATION


CHAPTER 10: MOTOR VEHICLES: MEDICAL EXPENSE
INSURANCE

10.1 INTRODUCTION

10.2 OFFER OF COVERAGE

10.3 WHO IS COVERED?
    10.301 Statutory Coverage
    10.302 “Motor Vehicle” Defined
    10.303 “Resident Relative” Defined
    10.304 “Occupying” a Motor Vehicle
    10.305 “Alighting From” a Motor Vehicle
    10.306 “Upon” a Vehicle
    10.307 Being Struck by a Motor Vehicle While Not
    Occupying a Motor Vehicle
    10.308 Shooting Cases
    10.309 Policy Provisions

10.4 WHAT IS COVERED?
    10.401 In General
    10.402 “Reasonable”
    10.403 “Necessary”
    10.404 “Incurred”

10.5 AMOUNTS OF COVERAGE
    10.501 Medical Expenses
    10.502 Loss of Income Expenses
    10.503 Stacking

10.6 EXCLUSIONS
    10.601 In General
    10.602 Workers’ Compensation
    10.603 Vehicle Furnished for Regular Use
    10.604 Combined Effect of Exclusions

10.7 PRIORITY OF COVERAGE

10.8 WRITE-OFFS

10.9 CREDITS

10.10 OFFSETS

10.11 SUBROGATION

10.12 CONDITIONS
    10.1201 Payment to the Injured Person or Pursuant to
    an Assignment of Benefits
    10.1202 Independent Medical Examination
    10.1203 Notice

10.13 ASSIGNED RISK POLICIES

APPENDIX 10-1: MEDPAY LETTER 1

APPENDIX 10-2: MEDPAY LETTER 2

APPENDIX 10-3: SCC MEDICAL EXPENSE ENDORSEMENT

APPENDIX 10-4: PAP FORM AND AMENDMENT OF POLICY
PROVISIONS—VIRGINIA (2015)


CHAPTER 11: MOTOR VEHICLES: PHYSICAL DAMAGE
INSURANCE

11.1 OVERVIEW

11.2 POLICY LANGUAGE IN GENERAL
    11.201 Scope of Coverage
11.202 Definitions
    11.203 Exclusions

11.3 DAMAGES
    11.301 In General
    11.302 Measure of Damages
11.303 Types of Losses
11.304 Newly Acquired Vehicles

11.4 DUTIES OF THE INSURED
    11.401 The Duty of Notification
    11.402 The Duty of Cooperation
    11.403 Proof of Loss<
    11.404 Examination Under Oath
    11.405 Protection of Salvage
    11.406 Consent to Settlement


CHAPTER 12: MOTOR VEHICLES: RENTAL VEHICLE
INSURANCE AND SELF-INSUREDS

12.1 LEGISLATIVE STRUCTURE FOR LIABILITY AND
UNINSURED MOTORIST POLICY COVERAGE

12.2 SELF-INSUREDS

12.3 RENTAL AGREEMENTS AND INSURANCE POLICIES
    12.301 Rental Agreements
    12.302 Personal Automobile Policies
    12.303 Garagekeepers’ Policies
    12.304 Miscellaneous Issues
    12.305 Practical Considerations


CHAPTER 13: FIRE INSURANCE

13.1 THE POLICY
    13.101 In General
    13.102 Coverages
    13.103 Exclusions
    13.104 Insurable Interest

13.2 THE INSURED’S DUTIES IN THE EVENT OF A LOSS
    13.201 Notice of Loss
    13.202 Protection of the Insured Property
    13.203 Separation of the Insured Property
    13.204 Inventory
    13.205 Proof of Loss
    13.206 Exhibition of Property
    13.207 Examination Under Oath and Production of Records
    13.208 Effect of Failure to Cooperate

13.3 CONCEALMENT AND FRAUD
    13.301 In General
    13.302 Basis of the Defense
    13.303 Affirmative Defense
    13.304 Burden of Proof
    13.305 Arson
    13.306 Misrepresentation and Concealment
    13.307 Effect of the Insured’s Fraud, Concealment, or
    Misrepresentation
    13.308 “Insanity” as a Defense to the Insured’s Misconduct

13.4 THE RIGHTS OF THE “INNOCENT” COINSURED
    13.401 In General
    13.402 The Language of the Policy Is Controlling
    13.403 Policy Language Excluding Coverage to the
    Innocent Coinsured

13.5 MORTGAGEES AND ADDITIONAL INSUREDS
    13.501 Additional Insureds and Loss Payees
    13.502 Rights and Duties of a Mortgagee

13.6 PAYMENT OF LOSS
    13.601 Timing of Payment
    13.602 Rules
    13.603 Actual Cash Value
    13.604 Replacement Cost
    13.605 Appraisal
    13.606 Option to Replace

13.7 SUIT AGAINST THE COMPANY
    13.701 Statutory Requirement
    13.702 Relationship to the Loss Payable Provision
    13.703 Relationship to Replacement Coverage
    13.704 Applicability to Bad Faith Claim
    13.705 Intervention and Relation Back
    13.706 Tolling of the Limitation Period

13.8 SUBROGATION
    13.801 The Existence of the Right
    13.802 Limitations upon the Right

APPENDIX 13-1: MARTIN VERSUS STATE FARM GENERAL
INSURANCE CO. (UNPUBLISHED)

APPENDIX 13-2: GUIDELINES FOR APPRAISERS AND UMPIRE

APPENDIX 13-3: OUTLINE OF EXAMINATION UNDER OATH
FOR BUILDING LOSS CAUSED BY ARSON

APPENDIX 13-4: SAMPLE LETTER—REQUEST FOR
EXAMINATION AND DOCUMENTATION

APPENDIX 13-5: AUTHORIZATION


CHAPTER 14: PROFESSIONAL LIABILITY INSURANCE

14.1 INTRODUCTION

14.2 ATTORNEYS
    14.201 In General
    14.202 Contents of the Policy
    14.203 Policy Limits
    14.204 The Insurable Event
    14.205 Who Is Covered
    14.206 What Is Covered
    14.207 Policy Exclusions
    14.208 Conditions of the Policy
    14.209 The Duty to Defend
    14.210 Duty to Act in Good Faith
    14.211 Other Insurance

14.3 HEALTH CARE PROVIDERS
    14.301 Contents of the Policy
    14.302 Who Is Covered
    14.303 What Is Covered
    14.304 Medical Malpractice Cap
    14.305 Private Liability Insurance
    14.306 Self-Insured Programs
    14.307 Medical Malpractice Joint Underwriting Association
    14.308 Birth-Related Neurological Injury Compensation
Program
    14.309 State Funded Medical Malpractice Insurance

14.4 OTHER PROFESSIONALS
    14.401 In General
    14.402 The Insurable Event
    14.403 Who Is Covered
    14.404 What Is Covered
    14.405 Policy Exclusions
    14.406 Conditions of the Policy
    14.407 Other Terms of the Policy

14.5 CONCLUSION

APPENDIX 14-1: COMPLAINT FOR DECLARATORY RELIEF


CHAPTER 15: HOMEOWNERS INSURANCE

15.1 INTRODUCTION

15.2 WHAT IS HOMEOWNERS INSURANCE?
    15.201 “Homeowners Insurance” Defined
    15.202 Statutory Provisions
    15.203 Contractual Limitation Period
    15.204 Replacement Cost Endorsement
    15.205 “Actual Cash Value”

15.3 PROPERTY COVERAGE<
    15.301 Personal Property Coverage
    15.302 Structure Coverage
    15.303 Ensuing Loss Doctrine
    15.304 Location of Personal Property
    15.305 Additional Living Expenses
    15.306 Coverage After the Homeowner’s Death
    15.307 Rights of the Mortgagee and Loss Payee
    15.308 Independent Agents
    15.309 The Homeowner’s Duties After Loss
    15.310 Examination Under Oath
    15.311 Defenses to a Homeowner’s Claim

15.4 LIABILITY COVERAGE
    15.401 Personal Liability
    15.402 Exclusions
    15.403 Motor Vehicle Exclusion
    15.404 Business Pursuits Exclusion
    15.405 Reservation of Rights

15.5 MEDICAL PAYMENTS COVERAGE

15.6 TOXIC MOLD COVERAGE

15.7 CHINESE DRYWALL COVERAGE

APPENDIX 15-1: SAMPLE ANSWER, WITH AFFIRMATIVE
DEFENSES, FOR AN INSURANCE CLAIM LAWSUIT
WHERE ARSON AND FRAUD ARE SUSPECTED


CHAPTER 16: COMMERCIAL GENERAL LIABILITY
INSURANCE

16.1 INTRODUCTION

16.2 “FORTUITOUS LOSS”

16.3 TYPES AND STRUCTURE OF POLICIES
    16.301 In General
    16.302 The Declarations Page
    16.303 The Insuring Agreement
    16.304 Who Is Insured
    16.305 Limits of Liability
    16.306 Definitions
    16.307 Conditions
    16.308 Endorsements
    16.309 Exclusions

16.4 THE INSURER’S DUTIES
    16.401 The Duty to Defend
    16.402 The Duty to Indemnify

16.5 THE INSURED’S DUTIES
    16.501 In General
    16.502 Notice
    16.503 The Duty to Cooperate with the Insurer
    16.504 Payment of Premiums

16.6 TRIGGERS OF COVERAGE
    16.601 In General
    16.602 Manifestation Theory
    16.603 Exposure Theory
    16.604 Continuous Trigger Theory
    16.605 Injury-in-Fact Theory

16.7 RULES OF POLICY INTERPRETATION
    16.701 In General
    16.702 Clear Language Is Enforced as Written
    16.703 Intent of the Parties
    16.704 Ambiguities, Parol Evidence, and Construction
    Against the Drafter
    16.705 Burden of Proof


CHAPTER 17: COMMERCIAL PROPERTY INSURANCE

17.1 INTRODUCTION

17.2 THE BASIC POLICY
    17.201 Definition of Covered Property
    17.202 Covered Causes of Losses
    17.203 Excluded Causes of Loss
    17.204 Fortuity and Other Related Doctrines
    17.205 Policy Limits
    17.206 Coinsurance

17.3 ADJUSTING THE LOSS AND BAD FAITH

17.4 BOILER AND MACHINERY POLICIES

17.5 BUSINESS INTERRUPTION COVERAGE
    17.501 In General
    17.502 Coverages
    17.503 Causes of Loss
    17.504 Measure of Loss

17.6 NOTICE AND SUIT


CHAPTER 18: DIRECTORS’ AND OFFICERS’ INSURANCE

18.1 INTRODUCTION
    18.101 Purpose
    18.102 “Claims Made” Coverage

18.2 PHYSICAL STRUCTURE OF THE POLICY
    18.201 Overview
    18.202 Declarations
    18.203 Endorsements
    18.204 Policy Form

18.3 INSURER’S DUTIES

18.4 INSURED’S DUTIES
    18.401 Duty to Give Notice
    18.402 Duty to Cooperate

18.5 SPECIAL ISSUES
    18.501 Misrepresentation in the Insurance Application
    18.502 Securities Claims
    18.503 Bankruptcy of the Organization
    18.504 Self-Insured Retentions and the Duty to Defend
    18.505 Side A Policies
    18.506 Coverage for Service to an Unrelated Entity
    18.507 Alternative Dispute Resolution

TABLE OF AUTHORITIES

INDEX

Authors

EDITORS:

John M. Claytor
John D. Eure

AUTHORS:

Phillip V. Anderson
James W. Barkley
Jordan K. Bowman
Mark G. Carlton
Brian N. Casey
Mark K. Cathey
Robert B. “Chip” Delano, Jr.
Alexander S. “Alex” de Witt
Raymond E. Escobar
Alexandra Dare Essig
Mark E. Feldmann
Jeffrey H. Geiger
Jason J. Ham
Guy M. Harbert, III
Stephen A. Horvath
David D. Hudgins
Stephen R. Jackson
Helen E. Jhun
Paul C. Kuhnel
Elisabeth L. Manuel
Kathleen M. McCauley
John D. McGavin
Diane U. Montgomery
John B. Mumford, Jr.
Mark A. Pachucki
Douglas M. Palais
H. Carter Redd
Robert Tayloe Ross
Andrew P. Selman
Elizabeth S. Skilling
James C. Skilling
Debra Schneider Stafford
Karen M. Stemland
Christopher W. Stevens
Christopher J. Wiemken

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